The fundamental purpose of purchasing insurance is to transfer risk, thereby managing uncertainty. Whether you buy insurance because it’s required or for protection, you are buying it to manage your risk. One thing for certain is that life is uncertain. As long as there is fear of the uncertain, life is not being lived to its fullest.

Foundations Insurance is unique in the insurance industry. While we represent many companies in order to provide our clients the best price, our primary focus is helping our clients analyze their risks and guiding them to make conscious decisions to transfer as much risk as possible to the insurance company. We strive to help our clients understand the difference between the price of insurance and the cost of not having it.